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SIP Calculator

Free SIP calculator: estimate the future value of your monthly mutual fund investment based on expected annual return and investment period.

Invested Amount
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Estimated Returns
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Total Value
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Assumes a constant annual return for the full period, which real investments never deliver exactly. This is an estimate, not a guarantee or investment advice.

Frequently Asked Questions

How is SIP future value calculated?

Using the standard SIP compounding formula: FV = P x (((1 + i)^n - 1) / i) x (1 + i), where P is the monthly investment, i is the expected monthly return, and n is the number of months. This calculator assumes a constant monthly return for the full period, which real markets never actually deliver, so treat the result as an estimate, not a guarantee.

What return rate should I assume?

There's no single right answer. Equity mutual funds have historically returned different amounts over different periods; check a specific scheme's own trailing returns on its scheme page for a realistic reference point rather than assuming a fixed number.

NAV data sourced from AMFI. For information only; not investment advice. Mutual fund investments are subject to market risks.