FD Interest Rates Today: Compare All Banks

🏆 Highest FD Rate Today

Kotak Mahindra Bank: 7.50%

For the 3 Years - Below 5 Years tenure, general customers.

👴 Highest Senior Citizen Rate

Kotak Mahindra Bank: 8.00%

For the 3 Years - Below 5 Years tenure.

📊 Compare All Banks

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Bank	Type	Tenure	General %	Senior %	Calculate
Kotak Mahindra Bank	Private Bank	1 Year - Below 2 Years	7.30%	7.80%	Calculate
HDFC Bank	Private Bank	1 Year - Below 2 Years	7.25%	7.75%	Calculate
IndusInd Bank	Private Bank	1 Year - Below 2 Years	7.25%	7.75%	Calculate
ICICI Bank	Private Bank	1 Year - Below 2 Years	7.20%	7.70%	Calculate
Axis Bank	Private Bank	1 Year - Below 2 Years	7.15%	7.65%	Calculate
State Bank of India	Public Sector Bank	1 Year - Below 2 Years	6.80%	7.30%	Calculate
Bank of Baroda	Public Sector Bank	1 Year - Below 2 Years	6.75%	7.25%	Calculate
Punjab National Bank	Public Sector Bank	1 Year - Below 2 Years	6.70%	7.20%	Calculate
Kotak Mahindra Bank	Private Bank	2 Years - Below 3 Years	7.40%	7.90%	Calculate
HDFC Bank	Private Bank	2 Years - Below 3 Years	7.35%	7.85%	Calculate
IndusInd Bank	Private Bank	2 Years - Below 3 Years	7.35%	7.85%	Calculate
ICICI Bank	Private Bank	2 Years - Below 3 Years	7.30%	7.80%	Calculate
Axis Bank	Private Bank	2 Years - Below 3 Years	7.25%	7.75%	Calculate
State Bank of India	Public Sector Bank	2 Years - Below 3 Years	6.95%	7.45%	Calculate
Bank of Baroda	Public Sector Bank	2 Years - Below 3 Years	6.90%	7.40%	Calculate
Punjab National Bank	Public Sector Bank	2 Years - Below 3 Years	6.85%	7.35%	Calculate
Kotak Mahindra Bank	Private Bank	3 Years - Below 5 Years	7.50% 🏆	8.00%	Calculate
HDFC Bank	Private Bank	3 Years - Below 5 Years	7.45%	7.95%	Calculate
IndusInd Bank	Private Bank	3 Years - Below 5 Years	7.45%	7.95%	Calculate
ICICI Bank	Private Bank	3 Years - Below 5 Years	7.40%	7.90%	Calculate
Axis Bank	Private Bank	3 Years - Below 5 Years	7.35%	7.85%	Calculate
State Bank of India	Public Sector Bank	3 Years - Below 5 Years	7.10%	7.60%	Calculate
Bank of Baroda	Public Sector Bank	3 Years - Below 5 Years	7.05%	7.55%	Calculate
Punjab National Bank	Public Sector Bank	3 Years - Below 5 Years	7.00%	7.50%	Calculate

Showing 1–24 of 24 rates

Rates as of 1 Aug 2026. Verify with the bank before investing.

Frequently Asked Questions

What is a fixed deposit (FD)?

A fixed deposit is a lump-sum investment with a bank for a fixed tenure at a fixed interest rate, paid out at maturity (or periodically, depending on the scheme). It is one of the lowest-risk ways to earn interest in India, and is covered by DICGC deposit insurance up to ₹5 lakh per depositor per bank.

Do senior citizens get a higher FD rate?

Most Indian banks pay senior citizens (60+) an additional 0.25% to 0.75% over the general rate, on the same tenure. The comparison table above shows both rates side by side for every bank.

Which bank offers the highest FD rate right now?

As of 1 Aug 2026, Kotak Mahindra Bank offers the highest general FD rate tracked here: 7.50% for the 3 Years - Below 5 Years tenure. Always confirm directly with the bank before investing, rates and terms can change.

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