Private Bank
📅 Rates as of 1 Aug 2026. Verify with the bank before investing.3 Years - Below 5 Years
| Tenure | General % | Senior % |
|---|---|---|
| 1 Year - Below 2 Years | 7.30% | 7.80% |
| 2 Years - Below 3 Years | 7.40% | 7.90% |
| 3 Years - Below 5 Years | 7.50% | 8.00% |
Assumes the rate stays constant for the full tenure. Actual maturity value may differ slightly depending on the bank's exact day-count and compounding method - use this as an estimate, not a guarantee.
Kotak Mahindra Bank offers between 7.30% and 7.50% depending on tenure, as of 1 Aug 2026. See the full tenure-wise table above.
Yes, Kotak Mahindra Bank pays senior citizens an additional rate on top of the general rate, see the "Senior %" column in the table above for each tenure.
Rates compiled from public bank disclosures; for information only, not financial advice.