Private Bank
📅 Rates as of 26 Oct 2026. Verify with the bank before investing.3 Years - Below 5 Years
| Tenure | General % | Senior % |
|---|---|---|
| 7 - 45 Days | 3.25% | 3.75% |
| 46 - 180 Days | 4.25% | 4.75% |
| 181 Days - Below 1 Year | 5.75% | 6.25% |
| 1 Year - Below 2 Years | 6.45% | 6.95% |
| 2 Years - Below 3 Years | 6.45% | 6.95% |
| 3 Years - Below 5 Years | 6.50% | 7.10% |
| 5 Years - 10 Years | 6.15% | 6.65% |
Assumes the rate stays constant for the full tenure. Actual maturity value may differ slightly depending on the bank's exact day-count and compounding method - use this as an estimate, not a guarantee.
HDFC Bank offers between 3.25% and 6.50% depending on tenure, as of 26 Oct 2026. See the full tenure-wise table above.
Yes, HDFC Bank pays senior citizens an additional rate on top of the general rate, see the "Senior %" column in the table above for each tenure.
Rates compiled from public bank disclosures; for information only, not financial advice.